|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ANIL
MITRA - PERSONAL FINANCES |
2007 |
Macro version |
|
|
|
|
|
|
Home |
|
|
|
|
|
INCOME
- $ US |
|
Basis: Per Year |
|
|
|
|
|
Retire |
|
|
9,600 |
|
8,088 |
|
8,088 |
|
8,088 |
|
8,088 |
|
|
Social Security |
|
|
0 |
|
0 |
|
0 |
|
0 |
|
0 |
|
|
Medicare |
|
0 |
|
0 |
|
0 |
|
0 |
|
0 |
|
|
Cash out PERS: 5% interest
on |
34,000 |
|
1,700 |
|
1,700 |
|
1,700 |
|
1,700 |
|
1,700 |
|
|
|
|
|
|
|
|
|
|
|
PLACEMENT / ACTION
SCENARIOS |
|
|
|
1. Experiments in the
Transformation of Being / Enjoyment: a Year in Nature |
|
|
2. Journey in Beingä |
|
|
|
|
3. Horizons Enterprisesä - a phase of the journey |
|
|
4. Technical Work -
engineering / computation / science and mathematics / computation / teaching |
|
|
5. Healthcare Placement |
|
|
|
|
FINANCIAL NEEDS |
|
Scenario # -- |
1 |
|
2 |
|
3 |
|
4 |
|
5 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Insurance: medical |
|
6,000 |
|
6,000 |
|
6,000 |
|
6,000 |
|
6,000 |
|
|
Insurance: vehicle |
|
600 |
|
1,200 |
|
1,200 |
|
1,200 |
|
900 |
|
|
Storage |
|
600 |
|
600 |
|
600 |
|
600 |
|
600 |
|
|
Rent |
|
0 |
|
14,400 |
|
14,400 |
|
14,400 |
|
9,600 |
|
|
Expenses: food, clothing,
supplies, gas and vehicle maintenance |
3,000 |
|
7,200 |
|
7,200 |
|
7,200 |
|
4,800 |
|
|
|
|
|
|
|
|
|
|
|
|
Vehicle [one time] |
|
6,000 |
|
6,000 |
|
6,000 |
|
6,000 |
|
6,000 |
|
|
Debt [one time] |
|
4,000 |
|
4,000 |
|
4,000 |
|
4,000 |
|
4,000 |
|
|
Total [per year] |
|
10,200 |
|
29,400 |
|
29,400 |
|
29,400 |
|
21,900 |
|
|
Total [first year with
vehicle purchase, pay debt] |
20,200 |
|
39,400 |
|
39,400 |
|
39,400 |
|
31,900 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ADDITIONAL INCOME NEEDED - grant, loan, gift, work… |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
To retire [year] |
|
|
600 |
|
21,312 |
|
21,312 |
|
21,312 |
|
13,812 |
|
|
|
To retire [first year
with purchase vehicle, pay debt] |
10,600 |
|
31,312 |
|
31,312 |
|
31,312 |
|
23,812 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
To cash out PERS [year] |
|
|
8,500 |
|
27,700 |
|
27,700 |
|
27,700 |
|
20,200 |
|
|
|
To cash out PERS [first
year with purchase vehicle, pay debt] |
18,500 |
|
37,700 |
|
37,700 |
|
37,700 |
|
30,200 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|